A product for</br> every need

A product for
every need

A loan for every occasion

We offer large variety of financial products to private and corporate customers. We specialise in consumer loans for renovation, purchase of car, education, medicine, travelling, refinancing and more, as well as hire purchase products through more than 500 partners across the Baltics and Scandinavia. In Estonian, Latvian and Lithuanian market we also offer various corporate loans to supplement company‘s working capital, develop real estate construction and finance other business needs.

Consumer loans

Consumer loan is a financing product for individuals for improving their lives.
  • Simple, fast and digital
    A smooth loan contract conclusion process that takes place in digital channels - it is fast, simple and understandable.
  • Outstanding service
    One of the best customer service experiences in the financial field - professional, fast and more personal than that of other service providers.
  • Products for any purpose
    A wide selection of loan products for various life situations. Be it renovating your home, purchasing a new car or going for an adventure - we have a special product for any desire out there.
Consumer loans

Hire purchase

A flexible way to buy goods without having to pay the entire cost at once.
  • Shop now, pay later
    Meant for purchasing the good stuff now, but paying for it later by installments.
  • More than 500 partners over Europe
    We cooperate with highly reputable companies that are experts and leaders of their field.
  • Flexible and convenient
    Hassle free process by preference of the customer - either to shop online or at store
Hire purchase

Business loans

Loans for establishing, expanding and growing your business.
  • Fast decisions
    We believe in credit processes and product conditions designed keeping in mind the customer. Indicative offer within one and binding offer within five workdays is reasonable expectation and available for our customers.
  • Wide range of loans
    Each company and each situation is unique. The solutions offered need to be different too. There is a good solution – be it investment loan, real estate development loan or credit line for established companies with strong financial statements, small loan for micro company or mortgage loan for newly established company.
  • Tailor made solutions
    True banking partner to its customer is stable, predictable and transparent. Decision making is kept close to the customers, which ensures flexibility and understanding of the situation.
Business loans

Plan for the future with a deposit

For private and corporate customers in Estonian, Latvian, Finnish, Swedish, Austrian, German and Dutch markets that are interested in saving the money safely for a certain term and with guaranteed interest we offer term deposits.

Term deposits

Term deposits are suitable for people looking for safe ways to grow their money.
  • Digital and convenient
    The whole process from opening a deposit till end of the term can be made digitally.
  • Secure and fixed
    A deposit is secure and the interest paid from it is fixed and secured according to the Estonian Guarantee Fund Act.
  • Attractive returns
    A good return is guaranteed by fixed interest rate, which is better than those offered by other banks. Deposits are not subject to transaction or maintenance fees.
Term deposits
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